Licensed PSP · Banco Central de Argentina

The fiat rail for the agent economy.

FCM is a licensed payment provider in Argentina. The rails GRIP, WAD and GlobalPix build on — and the frontier of payments that AI agents initiate, authenticate and settle on their own.

Fintechs building on FCM
grip.
Identity & payments for AI agents — settling on Base with USDC.
wad.
wad.cash →
globalpix.
Cross-border payments over Pix, connecting Brazil and Argentina.
The platform

One rail. Every method.

End-to-end cross-border payment processing with instant settlement, regulatory compliance, and enterprise-grade APIs — the infrastructure fintechs plug into instead of building it themselves.

Corridors

Cross-border payments across the Americas

Move funds between Argentina, Brazil and the US through regulated corridors — QR and transfers in Argentina, Pix in Brazil, USD settlement in the US — with full compliance and transparency.

Settlement

Instant USD finality

A USD-denominated settlement layer for real-time finality.

APIs

Built for developers

REST APIs for initiation, tracking, reconciliation and reporting.

Agent-ready

Payments an autonomous agent can run

Programmatic authorization, on-chain identity and policy limits — so a verified agent can initiate and settle a payment without a human in the loop.

Agent payments

At the frontier of payments for AI agents.

Agents are becoming economic actors — they subscribe, they buy, they settle. FCM gives them a licensed, compliant rail to do it on: verifiable identity, enforceable spend policies, and AML screening on every authorization.

Identity

Every agent is verifiable

On-chain identity binds each agent to an accountable owner before a single peso moves.

Control

Policy at authorization time

Per-agent limits, allow-lists and velocity checks are enforced by the rail, not the app.

Licenses & compliance

Regulated at every level.

FCM operates under strict regulatory frameworks in every jurisdiction where it processes payments.

PSP License — Banco Central de Argentina

FCM Payments Solutions S.A.S. is a licensed Payment Service Provider (Proveedor de Servicios de Pago) regulated by the Central Bank of Argentina, authorized to process QR payments and electronic transfers.

CUIT 30-71689742-3

AML / KYC Compliance Program

Comprehensive Anti-Money Laundering and Know Your Customer program aligned with FATF recommendations and local regulatory requirements across the corridors we operate.

FATF Compliant

Data Protection

Full compliance with Argentina's Personal Data Protection Law (Ley 25.326), Brazil's LGPD, and applicable US data privacy regulations.

Multi-Jurisdiction
Leadership

Our team.

Experienced operators in payments, technology and financial services across Latin America.

LO

Leandro Onsari

Chief Executive Officer

MF

Marcelo Fernández

Chief Technology Officer

JF

Joaquín Fernández

Chief Financial Officer

Contact

Talk to FCM.

Building a fintech, or bringing agent payments to your product? Let's talk.

Argentina

Buenos Aires

Buenos Aires
Argentina
Brazil

São Paulo

São Paulo
Brazil

Build your fintech on a licensed rail.

The infrastructure GRIP, WAD and GlobalPix already run on — ready for agents.

Get in touch